Payday
Never miss a quarterly tax deadline again.
Payday connects to your Stripe and bank accounts to calculate your quarterly estimated tax payments and reminds you before each IRS deadline. It shows plain-English math for every estimate, tracks all four quarters, and exports a TurboTax-ready file at year end. Built for solo freelancers and 1099 contractors who owe quarterly estimates but have no CPA on retainer.
Payday
finance
Never miss a quarterly tax deadline again
What you get
Payday was built for exactly this.
The core features that make Payday different from the generic alternatives.
Bank + Stripe connection
Link your bank via Plaid and Stripe account (read-only) to pull income transactions automatically.
Quarterly estimate engine
Calculates your federal and state estimated tax owed for each Q1–Q4 deadline using your real income data.
Deadline nudges
Push notifications at 14, 7, and 1 day before each quarterly deadline (paid tier).
Plain-English math drawer
Tap any estimate to see exactly how the number was computed — no jargon.
Year-end TurboTax export
Generates a .txf file and Schedule C PDF ready to import into TurboTax (paid tier).
One-tap mark paid
Confirm each quarterly payment from the home screen and track your full payment history.
A note from the studio
“Tax software is either intimidating or gamified. Payday should feel like a calm accountant's desk — trustworthy, quiet 360 days a year, and unmissable on the five days that matter.”
How it works
Three steps. No account. No tracking.
01
Connect your income
Link your Stripe account and one bank account in about 60 seconds. Payday reads transactions read-only — it never moves money.
02
See what you owe
Payday calculates your estimated tax for the current quarter and shows you the deadline date. Tap the amount to see the full math breakdown.
03
Never miss the deadline
Payday reminds you at 14, 7, and 1 day before each due date. When you pay, tap 'Mark paid' — your history is saved and your next quarter starts clean.
Not shipped yet
Notify me when Payday ships.
It'll launch at $59 / year. Free tier: current quarter estimate (read-only) — free forever.
One email when it lands on the App Store. No drip sequence.
No spam. No tracking. Email only — unsubscribe with one click.
From the journal
Notes on the practice.
- 01
How to Pay Yourself a Salary as a Freelancer: The System That Ends Feast-or-Famine Money Stress
How to pay yourself as a freelancer: set a fixed monthly salary from a buffer account to smooth feast-or-famine income and make quarterly taxes almost automatic.
2026-07-12
7 min read
- 02
How to Calculate Quarterly Estimated Taxes: The Six-Line Math Behind Form 1040-ES
Learn how to calculate quarterly estimated taxes with the six-line math behind Form 1040-ES — and why the number you're avoiding is smaller than the one you fear.
2026-07-12
7 min read
- 03
Can Freelancers Deduct Unpaid Invoices? Why a Client Who Ghosts Isn't a Write-Off
Can freelancers deduct unpaid invoices? Almost never — and the reason reveals how cash-basis taxes really work, plus what to actually do when a client stiffs you.
2026-07-12
6 min read
- 04
IRS Audit Red Flags for Freelancers: What Actually Triggers a Schedule C Audit — and the Fear That Costs You More
The real IRS audit red flags for freelancers aren't what you think. Learn how Schedule C returns actually get flagged — and why audit fear quietly costs you money.
2026-07-11
7 min read
- 05
First-Year Freelancer Taxes: The April Double Bill Nobody Warns You About
First-year freelancer taxes feel deceptively easy — until April of year two bills you twice in one day. Here's the double bill nobody warns you about and how to beat it.
2026-07-11
7 min read
The dispatch
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